Public Liability Insurance Policy - Assurance and Compliance



Public Liability Insurance Policy

Introduction

Welcome to the Public Liability section of our site. It provides you with a broad outline of what our Public Liability Policy covers the USP against.

What does the policy cover?

The policy covers matters relating to third parties. These are non-USP employees. The policy broadly covers compensation payments and any legal expenses.  It covers circumstances where we have been negligent. The types of compensation payments that can be made fall into two broad categories:

The policy only covers matters arising in the course of official USP business.

Why do we need this Insurance?

There is always a chance of accidents happening. This cover protects the USP from the potentially high costs of accidents.

What we are not insured for?

Some of the major restrictions and exclusions are:

Please contact us if you have any queries about exclusions.

How much are we insured for?

These are the current limits on our Public Liability policy. These limits apply to:

Description:

Extent of cover

Limit of liability

Deductible

For each occurrence

Public Liability

Worldwide

20,000,000 FJD

$5,000 FJD

Products Liability

Worldwide

20,000,000 FJD

$5,000 FJD


Our policy has the following extensions.

Description/extension

Extent of cover

Limit of Liability

 

Deductible

For each occurrence

Care Custody Control

Worldwide

$250,000 FJD

$5,000 FJD

Landlords Liability

Worldwide

$20,000,000 FJD

$5,000 FJD

Vibration & Removal of Support

Worldwide

$250,000 FJD

$5,000 FJD

 

Public liability insurance and contracts

It is common practice in contract to ask for a certain amount of cover. Contractors may ask to see what’s called a ‘Certificate of currency’. This proves we have up to date insurance. You’ll find official details about our Public Liability in the Certificates of currency section of this site.

Contact the Risk and Insurance Unit immediately if you have a contract that requires higher limits than these.

How do I report incidents?

Any incidents must be reported to the Risk and Insurance Unit immediately. Please record the initial incident details using our standard PL Incident Form.

Public Liability (PL)

Documents/forms:

 

 

 

 

 

 

Updated: 01-May-2015

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 






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