All Risk Insurance Policy - Assurance and Compliance

All Risk Insurance Policy

Welcome to this page. It gives you background information relating to our ‘All Risks’ Policy. It also provides some background on the procedures for making a claim under the policy.

We’ve provided a ‘Frequently asked questions’ guide about the ‘All Risks’ policy. Please see in the links box below for this guide.

Managing your risks

We’ve provided a self-assessment guide for you to complete on managing risks covered by the ‘All Risks’ Policy.  This will help prevent claims. It will also support us in proving that departments looked to reduce the chances of loss should thefts occur. You will find this in the links box below.

Why do we have this policy?

The main reason for this cover is to insure items of equipment that get stolen. These include things like projectors, video cameras and laptops.  The policy covers only USP-owned property.

What are the main policy terms I should be aware of?

The policy covers a maximum of 25,000 FJD for each loss.

USP is required to meet the excess amount of any loss we suffer. These limits mean:

How do I report incidents insured under the “All Risk” policy?

How do I submit details for any claim?

When should I replace my lost item?

It is a school/department responsibility/decision to replace any item using your funds. Do not wait for the insurance settlement.  

What happens with settlements?

All Risk Policy









Updated: 09-March-2015




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