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Directors and Officers Insurance Policy


Welcome to the Directors and Officers (D&O) page of our site. This provides a brief outline of the cover we have under this policy.

Definition: Director or Officer means:

  • A director or officer broadly means a USP Director or a decision making Officer.
  • A person who take part in the management of USP or makes or participants in making decisions that affect USP.
  • Council and Council committee members.

What does the policy cover?

It protects against claims made against a Director or Officer (decision makers) wrongful act for which the USP is legally obligated to pay, it includes defense costs. Cover includes Employment Practices liability (EPL). This covers alleged employment related compensations/benefits.

The policy excludes:   

  • Personal profit or advantage which you are not legally entitled to.
  • Intentional breach of the law by acts or omissions.
  • Director or Officer appointment to an external company must be approved by Vice Chancellor and President. (You are required to complete the application form and request VC approval)

External company appointments

Sometimes, staff sit on outside bodies as Directors.  Once the formal approval is given, this policy will also cover these USP employees.

Why do we need this insurance?

This policy provides cover for claims made against USP Directors & Officers for a wide range of things. These includes, but are not limited to, any actual or alleged breach of duty, breach of trust, neglect,  breach of authority, libel and slander.

Reporting incidents

Never admit liability. Inform Assurance & Compliance Unit immediately.

  • All allegations of events which may give rise to a potential claim must be reported to the Assurance and Compliance Unit.


      DO Application Form

 Updated: 01-May-2015

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