Medical Insurance Scheme 2025

Dear Colleagues,

We are pleased to advise the continuation of medical insurance benefit for staff for 2025. The new cover provides improved benefits at a more affordable cost.

We further advise of the significant change, where the University has appointed Marsh PTE Limited as the Medical Insurance Broker and Capital Insurance Limited – Fiji as the Insurance Provider.

This change was made through a tender process which included management and employee representatives and the approval by the Tender Board. Your feedback from the survey on the medical insurance services was taken in account when making the final selection.

Medical Benefits and Coverage

The documents attached contain:

The deduction amounts per cover options have also been provided which will be applicable for 2025.

Application & Reimbursement Processes

Transition Arrangement

To ensure a smooth transition of services, the following will be carried out:

  • Staff on current USP insurance cover will be automatically covered by Capital Insurance, reflecting similar cover terms to the present cover (for example, single bronze, family bronze, dental, optical, etc) stated above.
  • Medical deductions will commence from January 2025 based on the current cover that staff hold in 2024 (including any family, dental, optical, and other covers). These deductions will be reconciled by latest April 2025 and any adjustments to salary will be made based on the confirmed medical listing. There will be no increase in deductions for the standard covers.
  • The cash upfront payment for doctors remain at $5.00 per visit.

For any clarifications or changes to your current insurance cover for 2025, please contact the USP medical team by no later than 14 February 2025:

Here’s to a healthy and positive 2025!